Privacy Policy

Mortgage Cyclist values your personal information and we have adopted the following policy on how your personal information is used and maintained.

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1. We collect, use and disclose your personal information for a variety of reasons: (i) to identify you and verify any information you provide us (ii) to assess your creditworthiness and eligibility for products and services (iii) to recommend particular products and services that may be of interest to you (iv) to present your mortgage application to various lenders and insurers for the purposes of securing and/or renewing a mortgage and/or related service (v) to maintain our client relationship with you so we may serve you better. The Brokerage and/or lender will obtain information and reports from Credit reporting agencies.

2. You understand that Mortgage Cyclists maintains its own file containing your personal information.

3. Your file will be kept physically at the office of your independent mortgage planner with Mortgage Cyclist until a loan/mortgage is funded, after which, it is scanned and sent to a Mortgage Cyclist corporate or licensed office for compliance review and then electronically stored on the secure Mortgage Cyclist computer systems. Your file will also be subject to the privacy policy of the lender that funds your mortgage review and storage, and electronically on Mortgage Cyclist computer systems. Your file will also be subject to the privacy policy of the lender that funds your mortgage.

4. While at Mortgage Cyclists the access to your file is restricted to personnel on a need to know basis. Our personnel is required to safeguard the confidentiality of your personal information and privacy. We have systems in place which safeguards your personal information and prevents unauthorized access.

5. Other than as provided under this privacy policy we do not share your personal information without your authorization or when permitted or required by law.

6. You will have access to your personal information upon request and you may challenge the accuracy and completeness of the information and such information will be amended as appropriate.

7. If you have any concerns about our privacy policy or require additional information, please contact our Privacy Compliance Officer at 647-689-5080

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We are committed to protecting your privacy. Your personal and mobile information will never be shared with third parties for marketing purposes under any circumstances. We do not transfer your data to external organizations, including lenders and insurers. Your information is handled with the highest standards of security and confidentiality.

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We may send you SMS communications regarding updates, offers, or other information.

 

If you wish to opt out of receiving future SMS messages, you can do so at any time by replying with the word STOP or UNSUBSCRIBE to any message you receive from us. Your request will be processed promptly, and you will no longer receive SMS communications from us.

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Your data will not be transferred to external organizations.

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